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MOUNT VERNON -- First-Knox National Bank promoted two associates at the May board meeting. Cindy Higgs was promoted to senior vice president of consumer lending, and James Hobson was promoted to senior vice president of commercial lending.
Higgs joined First-Knox in 1990 and oversees First-Knox's consumer lending function, which includes direct installment and mortgage lending activities.
Throughout her career with First-Knox, Higgs has worked in a variety of roles, including branch management, consumer lending and commercial lending.
"Cindy's depth and breadth of lending knowledge made her the ideal choice to assume oversight of our consumer lending activities in 2014. Her leadership has been invaluable as we implement technological advancements, navigate regulatory changes, and maintain our focus on providing excellent customer service," said Vickie Sant, president.
Higgs is a graduate of Mount Vernon High School, holds a bachelor of business administration from Olivet Nazarene University, and an MBA from Boston University. She has graduated from a number of professional schools, including the Ohio Banker's Association Schools of Banking, Commercial Lending, and Real Estate Lending, as well as Bank Leadership School. She is also a 2006 graduate of the American Bankers Association Stonier Graduate School of Banking.
Higgs takes an active role in the local community. She is a member of the following organizations: Knox County Chamber of Commerce Ambassador; Knox County United Way board, Women United, and United Way Red Feather Society; Ohio Bankers League; Kiwanis; and the Knox County Board of Elections. She attends the Lakeholm Church of the Nazarene.
Higgs resides in Mount Vernon with her husband, Bill.
Hobson has over 28 years of banking experience and has been with First-Knox since 2006. He manages the commercial lending line of business. Hobson has served in a variety of roles over the course of his extensive career, including collections, consumer lending, and branch management.
"James' broad commercial lending experience has prepared him to manage the commercial lending function," Sant said. "He has done an excellent job of growing the business since he took over in 2015."
Hobson is very active in the Mount Vernon and Fredericktown communities. He is a member of the following organizations: the Ohio Banker's League, The Old Homestead Club, Mount Vernon Rotary Club, United Way Red Feather Society, Fredericktown Village Council, Paradise in the Sky board, president of the Fredericktown Community Development Foundation, and vice chairperson of Licking/Knox Goodwill Industries.
Hobson is a resident of Fredericktown, where he lives with his wife, Renee, and children, Nathan and Anna. He has one grown son, Tyler.